Professional Development Australia-regulatory guide 201 unsolicited credit cards and debit cards

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Regulatory Guide 201 - Unsolicited credit cards and debit cards CPD

The sending out of credit cards and debit cards is prohibited by s12DL of the ASIC Act except in circumstances set out in s12DL(2).

ASIC consider that credit cards and debit cards can be sent to a consumer where they have been solicited either:
• Directly through a written request by the consumer, or
• Indirectly because the card replaces another card that has previously been requested or used by the consumer and has substantially the same features.

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